HOMEBUYER TOOLKITTM
SERVICES
Put real homebuying power in your hands.
The Homebuyer ToolkitTM services provide:
  • Network of buyer representatives (if needed) 
  • Access to national mortgage lenders (including pre-approval)
    • Wells Fargo Home Mortgage 
    • HomeComings Financial Network 
  • National and international movers 
  • Fixed price legal services
  • Fixed price title services
Free Registration
 Additional matters of interest Each of the services provided is from a separate third-party provider and is optional. There are no costs associated with registration.  The Homebuyer ToolkitTM provides less complex and smoother transfer to personalized coordinators, loan officers, moving specialists, and related information.

HOME REFERRAL NETWORK--CHOOSING A REALTOR®
Over the past ten years, Home Referral Network has linked together hundreds of REALTORS® who represent buyers in real estate transactions.  When you sign up and register with Home Referral Network, we will refer you, at no cost, to a REALTOR® servicing the community to which you are moving.

This REALTOR® will assist you in the loan pre-qualification process and will represent you exclusively in your search for a home.  You benefit from knowing that the REALTOR® is showing you properties that meet your homebuying criteria, instead of just their own listings.

Your confidential information will remain confidential and will not be divulged to a seller or a sales agent. Generally, there is no cost for these services unless the property you are buying is not listed with an agency. If that occurs, your offer on the property includes the fee, if any.

MORTGAGE LENDERS
Users of the Homebuyer ToolkitTM can be pre-qualified, or even pre-approved, for a home loan through one of two nationally recognized lenders - Wells Fargo Home Mortgage, or HomeComings Financial Network (a General Motors company).

You pay the lender's fees only if you use their services, and we do not receive any portion of those fees.

Request FiSBO Registry's no-obligation sign-up with Wells Fargo Home Mortgage
Request FiSBO Registry's no-obligation sign-up with HomeComings Financial Network
 

NORTH AMERICAN VAN LINES
Whether you are moving your family, your company, or your most important documents, North American Van Lines St.Vrain Moving & Storage has the experience needed. North American Van Lines St. Vrain Moving & Storage has been moving satisfied customers across town, across the country, and across the world for more than 40 years. Transporting goods is its business. Providing exceptional service is its fundamental goal.

The dynamics of business today have laid a variety of new, time-consuming responsibilities on the consumer. North American Relocation Services understands the growing demand for a comprehensive service partner who can be trusted to handle all relocation needs, from a few employee moves a year to complex group relocations.  You Load We DriveTM program - Plus 1, Plus 2, and Plus 3. This is a program competitors can't match, including in most cases self-move rental companies.  The difference is in having a professional driver, a high quality truck, safety guarantees, and no need to drive the truck.

LEGAL TOOLKIT FOR HOMEBUYERS
Fixed price. No cost to register.

TITLE TOOLKIT FOR HOMEBUYERS
Fixed price. No cost to register.

THE BENEFITS OF BEING A PRE-APPROVED BUYER

HOW DO I GET PRE-APPROVED?

Start the pre-approval, no-obligation process by registering as a homebuyer with us at FiSBO Registry, Inc. This service is free of charge.
Wells Fargo Home Mortgage
HomeComings Financial Network, a General Motors company

LOAN SHOPPING

Look at these two items when comparing lenders:

In summary, some buyers are looking only for the best rate. Others are looking for financing packages with good interest rates that also meet specific needs. Make certain your real needs are met.

ESTIMATING CLOSING COSTS

A few days before the closing on your new home, your lender, title company, or real estate agent will provide you with a Good Faith Estimate, which shows all the costs you will incur aside from the purchase price of the home itself.  These costs typically include real estate tax prorations, loan points (if any), title insurance premiums, paperwork processing and filing fees, legal fees, and in some cases, buyer-side real estate commissions.  But bear in mind that the Good Faith Estimate is just that - an ESTIMATE - and that costs will vary over time and from one service provider to another. The final costs in detail will appear on the "HUD Statement," which both buyer and seller agree upon either at the closing or just prior to the closing.

You should compare the charges of various closing agents or title companies in your area, and discuss various rate and point options with your loan officer. Note that a Good-Faith Estimate is required by law, but does not include certain key items which you may be required to cover at closing. These include prepaid taxes and hazard insurance. Again, check with your loan officer for assistance in estimating these potential costs for your situation. As a buyer it is important that you understand the fees associated with any real estate transaction. If you have any questions, please contact your loan officer for clarification.
 
 

Free Homebuyer Toolkit Registration